Request a Federal Direct Loan

Before you request a Federal Direct Loan, learn about the Direct Loan program by reading the Federal Direct Loan Frequently Asked Questions pages.

Steps to Request a Federal Direct Loan

  1. File a Free Application for Federal Student Aid (FAFSA) for 2022-2023.
  2. If you are a first-time Direct Loan borrower at BMCC, you must complete Entrance Counseling.
  3. Decide the amount you wish to borrow using the Federal Direct Loan Borrowing Chart. Learn what happens after you submit your loan request.
    If you are a first-time Direct Loan borrower at BMCC, sign an Electronic Master Promissory Note (e-MPN) using the FSA ID you used to sign your FAFSA.
  4. Complete a Direct Loan Request by clicking on the “Direct Loan Processing Form” link on your CUNYfirst Student Center page.

Federal Direct Parent (PLUS) Loan

If you are a dependent student and your parents wish to request a Federal Direct PLUS Loan, your parents must fill out, sign and submit an online Federal Direct PLUS Loan Request.

  • Look for the “Create New Account” link and follow the instructions to create a user name and password to access the PLUS Loan Request.

Parents who are first time PLUS Loan borrowers must also sign an Electronic Master Promissory Note (e-MPN) online using a Department of Education FSA ID. If your parents do not have or have forgotten their FSA ID, they may apply for a new one at the FSA ID website.

Increase or Adjust Your Federal Direct Loan

If you have already submitted a loan request for the current school year but need to ask for additional loan funds or adjust the amount, please fill out an online Federal Direct Loan Change Request (log in using your BMCC email address and password).

Cancel Your Federal Direct Loan

If you have already submitted a loan request for the current school year but now wish to cancel your loan, please fill out an online Federal Direct Loan Change Request (log in using your BMCC email address and password).