When and how do I pay back this loan?

When and how do I pay back this loan?

Grace periods, repayment options, deferments and forbearance procedures are the same for unsubsidized loans as they are for subsidized loans, except that you are charged interest during the entire attendance and repayment period, including any grace or deferment periods.

Refer to the Direct Subsidized Loan FAQ to review your repayment, deferment, and cancellation options.

Back to the Federal Direct Loan FAQ page