Request a Federal Direct Loan

Before you request a Federal Direct Loan, we strongly suggest that you learn about the Direct Loan program by reading the Federal Direct Loan FAQ pages.

Follow These Steps to Request a Federal Direct Loan:

1. If you haven't already done so, file a Free Application for Federal Student Aid (FAFSA).
2. If you are a first-time Direct Loan borrower at BMCC, you must complete Entrance Counseling.
3. a. Decide the amount you wish to borrow using the Federal Direct Loan Borrowing Chart.
   b. Learn what happens after you submit your loan request.
   Many students neglect this important step and end up with many unanswered questions about the loan process -- don't be one of them!
4. If you are a first-time Direct Loan borrower at BMCC, sign an Electronic Master Promissory Note (e-MPN) using the FSA ID you used to sign your FAFSA. 
5. Complete a Direct Loan Request by clicking on the "Direct Loan Processing Form" link on your CUNYfirst Student Center page. Federal Direct Parent (PLUS) Loan

If you are a dependent student and your parents wish to request a Federal Direct PLUS Loan, your parents must fill out, sign and submit a paper Federal Direct PLUS Loan Request to the Financial Aid Office.

Parents who are first time PLUS Loan borrowers must also sign an Electronic Master Promissory Note (e-MPN) online using a Department of Education FSA ID. If your parents do not have or have forgotten their FSA ID, they may apply for a new one at the FSA ID website.

Increase Your Federal Direct Loan

If you have already submitted a loan request for the current school year but need to ask for additional loan funds, please fill out an online Federal Direct Loan Change Request. Note: access to this form is from the BMCC Portal which asks for a separate log-in from the one you use for CUNYfirst or the CUNY Portal. Learn how to access this form here.

Cancel Your Federal Direct Loan

If you have already submitted a loan request for the current school year but now wish to cancel your loan, please fill out an online Federal Direct Loan Change Request. Note: access to this form is from the BMCC Portal which asks for a separate log-in from the one you use for CUNYfirst or the CUNY Portal. Learn how to access this form here.

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