Request a Federal Direct Loan

Before you request a Federal Direct Loan, we strongly suggest that you learn about the Direct Loan program by reading the Federal Direct Loan FAQ pages.

Follow These Steps to Request a Federal Direct Loan:

1. If you haven't already done so, file a Free Application for Federal Student Aid (FAFSA).
2. If you are a first-time Direct Loan borrower at BMCC, you must complete Entrance Counseling.
3. a. Decide the amount you wish to borrow using the Federal Direct Loan Borrowing Chart.
   b. Learn what happens after you submit your loan request.
   Many students neglect this important step and end up with many unanswered questions about the loan process -- don't be one of them!
4. If you are a first-time Direct Loan borrower at BMCC, sign an Electronic Master Promissory Note (e-MPN) using the PIN you used to sign your FAFSA. 
5. Complete a Direct Loan Request by clicking on the "Direct Loan Processing Form" link on your CUNYfirst Student Center page. You will need to specify both "BMCC" as the college and the "2014-15 academic year" on drop-downs to access the appropriate electronic request form.
   
   

Federal Direct Parent (PLUS) Loan

If you are dependent and your parents wish to request a Federal Direct PLUS Loan, you must fill out and submit a paper Federal Direct PLUS Loan Request. Submit the completed paper form to the Financial Aid Office to apply for a PLUS Loan.

Parents who are first time PLUS Loan borrowers must sign an Electronic Master Promissory Note (e-MPN) online using a Department of Education PIN. If your parents do not know or have forgotten their PIN, they may apply for a new one at the PIN website.

Increase Your Federal Direct Loan

If you have already submitted a loan request for the current school year but need to ask for additional loan funds, you must contact the Office of Financial Aid.  You cannot modify your original request electronically.

Cancel Your Federal Direct Loan

If you have already submitted a loan request for the current school year but now wish to cancel your loan, you must contact the Office of Financial Aid.  You cannot cancel your original request electronically.

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