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Financial Aid

APPLY FOR A FEDERAL DIRECT LOAN

Before you apply for a Federal Direct Loan, we strongly suggest that you learn about the Direct Loan program by reading the Federal Direct Loan Q & A.

Follow These Steps to Request a Federal Direct Loan:

1.	File a Free Application for Federal Student Aid (FAFSA) at: www.fafsa.ed.gov.
2.	If you are a first-time Direct Loan borrower at BMCC, you must complete Entrance Counseling.
3.	Decide the amount you wish to borrow [refer to the Maximum Loan Amounts table] and learn what happens after you submit your loan request.
4.	If you are a first-time Direct Loan borrower at BMCC, you must sign an Electronic Master Promissory Note (e-MPN) at www.dlenote.ed.gov using the PIN you used to sign your FAFSA. After signing the e-MPN, you must return to this page to complete STEP 5!
5.	Complete and submit an online Fall 2009 - Spring 2010 Federal Direct Loan Request. Loan requests for the 2009-10 school year may be submitted starting June 8, 2009.
6.	If you are dependent, and your parents wish to request a Federal Direct PLUS Loan, you must fill out and submit a paper Fall 2009 - Spring 2010 Federal Direct PLUS Loan Request. NOTE: You must complete and submit this paper form to the Financial Aid Office to apply for a PLUS Loan. You cannot use the electronic loan request form on PANTHER. Parents who are first time PLUS Loan borrowers must sign an Electronic Master Promissory Note (e-MPN) online at www.dlenote.ed.gov using a Department of Education PIN. If your parents do not know or have forgotten their PIN, they may apply for a new one at www.pin.ed.gov.
INCREASE YOUR FEDERAL DIRECT LOAN
	If you have already submitted a loan request for the 08-09 school year but need to ask for additional loan funds, complete and submit a Fall 2009 - Spring 2010 Federal Direct Loan Increase Request.
CANCEL YOUR FEDERAL DIRECT LOAN
	If you have already submitted a loan request for the 08-09 school year but now wish to cancel your loan, complete and submit a Fall 2009 - Spring 2010 Federal Direct Loan Cancellation Request.