Financial Aid
BMCC Home

Visit our office Room N340
or contact us by phone or email
About Us Application & Award Deadlines Application Workshops & Web Lab Schedule Printable Forms Financial Aid Glossary Ask Us
News & General Information
Admissions
Costs & Financial Aid
Tuition & Fees
Financial Aid 101
Grants
Loans
Work-Study
Scholarships
Academics
Records & Registration
Continuing Education
Support BMCC
Student Services
Activities & Athletics
Business Partnerships
Faculty/Staff Resources
Employment Opportunities
Quick Search
Financial Aid
FEDERAL PELL GRANT --

can be used to pay your tuition, or, if your tuition is covered by other means, help you buy your books and supplies, or pay your transportation costs. PELL is available only to students who have not earned a bachelor's degree or professional certificate.

Federal Pell Grant Q & A
What are the eligibility requirements?
How do I apply?
How long do I have to wait for a reply?
What kind of reply will I receive?
What is the EFC?
What should I do with my SAR?
What is "Verification"?
When can I expect to receive my PELL money?
How much PELL can I receive?
Will the number of credits I take and my class attendance have an effect on the amount of PELL I receive?
What are the deadlines for me to qualify for PELL?
What if I need money at the beginning of the semester for books and transportation?
What if I withdraw from a class or classes?
Can I get PELL for repeating a course?
Can I get PELL for remedial courses?
Can I get PELL for summer classes?
How long can I receive PELL?

What are the eligibility requirements?
To be eligible for a Federal Pell Grant and most other types of federal student aid, you must:
Have financial need.
Have a high school diploma, a GED, or have the ability to benefit from the program or training offered.
Be enrolled to obtain a degree.
Be a US citizen, permanent resident or other eligible classification of non-citizen (see Financial Aid Eligibility for Non-Citizens).
Have a valid Social Security number.
Make Satisfactory Academic Progress for Federal Student Aid Programs.
Register with Selective Service, if you are a male between the ages of 18 and 25.
Certify by signing a FAFSA that you will use any federal student aid funds awarded to you solely for educational purposes.
Certify by signing a FAFSA that you are not in default of any federal student loan and that you do not owe a repayment of any federal student aid grant.

Your eligibility for federal student aid could be suspended if you were convicted under federal or state law of the sale or possession of illegal drugs while you were a student receiving federal student aid. To find out how, or if, this law affects your eligibility for federal aid, complete the Drug Conviction Worksheet.

Back to Top

How do I apply?
Apply for PELL by filing a FAFSA . Refer to the instructions contained on the following pages of this site:

How Do New Students Apply for Financial Aid?
How Do Returning Students Re-Apply?

Back to Top

How long do I have to wait for a reply?
You may receive an e-mail response to your application in as little as 24 hours if you filed online with FAFSA on the Web, signed using a PIN and provided a valid e-mail address. To receive a response in this short a time, the information you provided on the application must have been complete and correct.

The Federal Processor must compare some of your application data with the records of certain federal agencies before you can be sent a response. For example, your social security number, name, date of birth and claim of U.S. citizenship must match Social Security Administration records. If you are a dependent student, your parents' social security numbers, names and dates of birth must pass a similar match with Social Security Administration records. If you claim eligible non-citizen status, you must pass a data match with Department of Homeland Security records. Your information will also be compared with U.S.Dept. of Education records to ensure that you don't have a defaulted student loan or owe a federal student aid overpayment. You may have to wait until your application data is verified by these federal agencies to receive a response from the Federal Processor. This can take from 10 days to 2 weeks.

If you used a paper FAFSA to apply, did not provide a valid e-mail address, or did not use a PIN to sign, you will receive a written reply from the Federal Processor in 3 to 4 weeks.

Using your PIN, you can check on your application status at FAFSA on the Web after 10 days. If there are problems with your application information, you will have the opportunity to make your corrections electronically.

If you can't access your application record with your PIN or haven't received a printed or e-mail response after 4 weeks, you may call 1-(800)-4FED-AID; or you may visit our office to see if the results have been sent to the college electronically.

Back to Top

What kind of reply will I receive?
The type of reply you receive depends on how you initially filed your FAFSA.

If you provided a valid e-mail address on either a web or paper FAFSA, you will receive an e-mail notification with instructions on how to access your electronic Student Aid Report (SAR).

If you did not provide an e-mail address, you will receive a paper Student Aid Report (SAR) within 4 weeks.

With your PIN, you can access and print a copy of your SAR any time after it is processed at FAFSA on the Web.

The SAR reports everything you wrote on your original application along with additional instructions on what you must do to get PELL and other forms of federal student aid. If you included BMCC as one of your college choices, the college will receive this information electronically about the same time your SAR notification is e-mailed (or mailed) to you.

If your application information is incomplete or did not pass one or more of the federal agency data matches, the SAR will ask you to provide additional information or may require that you submit additional documentation to the school. If we discover any problems with your application information, we will send you instructions on what you must do to resolve them.

When your application has been processed, you will find a number on the SAR called the Expected Family Contribution (EFC).

Back to Top

What is the EFC?
The EFC is a number that represents an amount that you and your family are expected to contribute towards your education. The Office of Financial Aid uses the EFC, along with the cost of attendance and the number of credits you are taking, to determine the amount of your PELL award and your financial need for additional federal grants and loans. The lower your EFC, the greater your need for financial assistance.

To get a quick estimate of your EFC without actually filing a FAFSA, you may use one of these quick and easy EFC Calculators:

FAFSA-4-Caster

Back to Top

What should I do with my SAR?
When you access your electronic SAR over the web (or receive a paper SAR in the mail), you should review it carefully for accuracy and completeness. If the information contained on the SAR is correct and you haven't been asked to make any changes, you may receive federal financial aid from this information. Since the Office of Financial Aid will have an electronic record of your application information, you do not have to submit your SAR to the Financial Aid Office to receive federal financial aid payments.

If you do choose to submit your SAR, the Financial Aid Office will be in a better position to answer questions about your eligibility and solve problems with your application. There are certain instances when you should bring your SAR to the Office of Financial Aid:

  1. You did not indicate BMCC as one of your school choices on your original FAFSA. In this instance, your SAR will contain a Data Release Number (or DRN) that our office will need to access your application information electronically.
  2. You wish to make corrections or changes to the information on your SAR. A financial aid counselor can go over the SAR with you, and, should corrections be necessary, submit those corrections electronically. You will receive a new SAR confirming that all the corrections have been made.
  3. You have unusual circumstances or a change in your economic situation that you want the Office of Financial Aid to know about.

Back to Top

My SAR indicates that my application has been selected for "Verification". What is that?
The federal government uses a process called verification to help determine the correctness of the financial information on your FAFSA. If your application needs to be verified, there will be an asterisk (*) to the right of the EFC and written comments on the SAR indicating what actions you need to take to complete the verification process. Your electronic record will also indicate that verification must be completed before any federal student aid payments are made.

If your application is selected for verification, or if there are any other questions about your application, our office will send you a letter or e-mail asking you to provide documentation of your SAR information and complete a "Verification Worksheet". You will have to submit copies of U.S. Income Tax returns and other requested items before you receive any payments of federal student aid.

If you or your parents don't have a copy of your tax return, obtain one from your tax preparer or request a copy from the IRS following this instructional fact sheet.

The information you submit will be reviewed by financial aid personnel who will check your application for errors and, if necessary, have your forms reprocessed. In most cases, reprocessing can be accomplished electronically and takes about 7-10 business days.

Our office may choose to verify your application even if there is no asterisk next to the EFC. The U.S. Department of Education gives us the authority to collect any document we judge to be necessary to prove that your financial aid application was completed accurately and completely.

In cases of actual or suspected fraud, we will be required to refer the matter to the US Department of Education's Office of the Inspector General.

Back to Top

When can I expect to receive my PELL money?
You will receive a disbursement of PELL or other federal funds only after the Office of Financial Aid has received your application record in electronic form, and has determined that this record is correct and final, accurately reflecting all changes, corrections and updates and accompanied by all required supporting documentation. When these conditions have been met, and your correct enrollment status determined, you will receive a Pell Factsheet telling you when you will receive your PELL disbursement.

Ordinarily, PELL disbursements take place once each semester during the week set aside for the major PELL distribution. You can expect a Fall payment in November and a Spring payment in April according to the following Financial Aid Disbursement Schedule. If you fail to make the deadline for the major PELL distribution, you may usually receive a late disbursement of PELL, subject to the deadlines listed below.

Back to Top

How much PELL can I receive?
PELL amounts vary from year to year according to the total amount of money budgeted by Congress to the program. Your EFC, enrollment status and cost of attendance also affect how much PELL you receive each term. You may not receive PELL funds from more than one school at a time.

During the 2009-10 year, the maximum PELL paid to a full-time student with a "0" EFC will be $2675.00 per semester. If your EFC is greater than "0" or your enrollment status less than full-time, your PELL will be adjusted downward according to an award schedule. You may find out how much Pell you might receive this semester by going to the Pell Grant Award Schedule page.

You may check your award status on PANTHER -- BMCC's online student information system. Access PANTHER from the BMCC Home Page.

Back to Top

Will the number of credits I take and my class attendance have an effect on the amount of PELL I receive?
Yes. The amount of your Federal Pell Grant varies depending on your enrollment status each semester. You may determine your enrollment status by counting the number of credits or equated credits for which you have been charged tuition.

FULL-TIME -- enrolled for 12 or more credits or equated credits.

3/4-TIME -- enrolled for at least 9, but fewer than 12 credits or equated credits.

HALF-TIME -- enrolled for at least 6, but fewer than 9 credits or equated credits.
LESS THAN HALF-TIME -- enrolled for at least 1, but fewer than 6 credits or equated credits.

To qualify for a Federal Pell Grant award payment, you must begin attendance and maintain enrollment in your classes. The Office of Financial Aid will check your enrollment status with the Registrar and recalculate your Pell eligibility before issuing a disbursement of your Pell Grant.

Back to Top

What are the deadlines for me to qualify for PELL?
To receive a PELL payment for any term, your FAFSA must have been received and processed by the Federal Processor while you were still enrolled, or by June 30 of the award year, whichever is earlier.

Your application record must have had an eligible EFC by your last day of enrollment and the Office of Financial Aid must have certified that your application information is valid and correct by that date.

If your application record has been selected for verification, the deadline for submitting the required verification documents is extended for 120 days after your last day of enrollment, or by the 2nd week in September of the award year, whichever is earlier.

Back to Top

What if I need money at the beginning of the semester for books and transportation?
Since Federal Pell Grant awards for the Fall semester are not paid until November and Spring awards not paid until April, we make a portion of your award available at the beginning of the semester to help you purchase books and supplies. Under the Pell Grant Purchase Advance Program, a store credit is established at the BMCC bookstore that allows you to purchase books, school supplies and Metrocards. Your BMCC ID Card serves to establish your identity and eligibility for this store credit.

This purchase advance may be worth up to $500 based on the amount of available Pell Grant remaining after the payment of tuition and fees. Utilize your advance at the bookstore anytime between the first day of class and the end of the third week of each semester. Your eligibility for the advance will be displayed on the PANTHER student information system for the first 3 weeks of each semester. Access the Pell Grant Purchase Advance page of this website for more information.

Back to Top

What if I withdraw from a class or classes?
Financial aid is awarded with the expectation that you attend all the classes for which your awards were intended. If you fail to begin attendance in your classes and receive and financial aid payments, you must return those payments immediately to the college.

If you withdraw from a class or classes, either officially or unofficially, the class(es) will not be counted in calculating your enrollment status and the amount of your Pell Grant disbursement. If you receive completion grades in any courses not included when your original Pell Grant award was calculated and disbursed, you may request that the Office of Financial Aid recalculate your award and issue you any additional funds.

If you withdraw from all your classes after receiving a disbursement, you may have to repay any award amount to which you were not entitled as determined by the college according to federal regulations. If you fail to repay any award amount to which you were not entitled, you risk losing eligibility for future federal aid payments.

If you withdraw from all of your classes before a scheduled Pell Grant disbursement, you may be eligible to receive a portion of your Pell Grant based on the number of days you attended classes up to the date you withdrew. If you are eligible for a post-withdrawal disbursement, you will receive a letter advising you when you may receive these funds.

Retroactive withdrawals which eliminate any record of your attendance for a term will result in your having to repay all assistance you may have received for that term.

For more information about the effect of withdrawals on your federal financial aid eligibility, click here.

Back to Top

Can I get PELL for repeating a course?
If you are repeating a course under the college's F/C- or lower grade policy you may receive PELL and other forms of federal aid for that course. You should remember that repeating a course may limit your ability to meet the Satisfactory Academic Performance requirements for receipt of federal student aid.

Back to Top

Can I get PELL for remedial courses?
You may receive PELL and other forms of federal aid for up to 30 hours of non-credit remedial course work (excluding ESL courses). After you have reached the 30 hour limit on remedial course work, you may not receive PELL or other forms of federal student aid for any additional remedial hours.

Back to Top

Can I get PELL for the summer session classes?
You may receive up to 4 full-time semesters of Pell Grant in any award year.  You are no longer limited to an annual amount based on 2 semesters of full-time enrollment.  This means that if you qualify for a 2009-10 Pell Grant you may receive disbursements in the 2009 Summer sessions, and the Fall 2009 or Spring 2010 terms without reducing your Fall 2009 or Spring 2010 payments.  This is a change from previous years. 

However, after you have received 2 full-time semesters worth of Pell in an a single award year, you will have to enroll at least 6 credits/equated credits to qualify for additional payments in that award year. You may also be required to complete a certain minumum number of credits successfully in order to access a 3rd or 4th full-time semester of Pell within the same award year.  

For the summer 2009 sessions, your summer Pell Grant will be paid from any remaining Pell eligibility you may have from the 2008-09 academic year. If you do not have any remaining 2008-09 Pell eligiblity, you will be considered for a summer session payment drawn from the scheduled Pell award for 2009-10. In either case, the amount of your summer Pell Grant will be calculated from your summer session enrollment and your EFC. 

However, for the summer 2009 sessions, only students who have remaining 2008-09 Pell eligibility will receive summer Pell Grant estimates that can be applied against tuition charges to your summer session bill.  The Bursar will not be making Pell estimates for students who will be relying on 2009-10 Pell funds. These students will be required to pay their summer tuition and will receive appropriate Pell refunds at the conclusion of the summer session. If you will be relyin on a 2009-10 summer Pell payment, you will need to have a processed FAFSA on file for the 2009-10 award year.

Remember that payment of a summer session Pell Grant depends on your attendance in the classes for which you are enrolled. Dropping or withdrawing from classes may reduce or cancel your award and result in a tuition balance owed the college.

Back to Top

How long can I receive PELL?
You may receive PELL at BMCC as long as you continue to meet the standard of Satisfactory Academic Progress for Federal Financial Aid Programs and you haven't exceeded the limitation of 30 hours of payment for noncredit (non-ESL) remedial course work (for more information, see Remedial or Developmental Course work and Eligibility for Federal Financial Aid).

Back to Top
Financial Aid GrantsFinancial Aid Grants
School Codes
FAFSA
School Code
002691
TAP
School Code
1404
Grant Information
Pell Grant (PELL) Federal Pell Grant (PELL)
Supplemental Educational Opportunity Grant (FSEOG) Federal Supplemental Educational Opportunity Grant (FSEOG)
Tuition Assistance Program (TAP) Tuition Assistance Program (TAP)
Aid for Part-Time Study (APTS) Aid for Part-Time Study (APTS)
College Discovery College Discovery
Vallone Scholarship Vallone Scholarship
Contact Us
By Telephone:
General Information
(24 Hours)
212 220-1430
Reception 212 220-1430
Office Fax
212-220-2368
E-mail: finaid@bmcc.cuny.edu
Need More Help?
Financial Aid Counseling Financial Aid Counseling
Tuition Payment Plan Tuition Payment Plan
Direct Deposit Information Direct Deposit Information
Other Web Resources Other Web Resources
BMCC Phone Directory BMCC Phone Directory
 
Fin Aid Home | Tuition/Fees | Fin Aid 101 | Grants
Loans | Work-Study | Scholarships | BMCC Home
 
  Start Here. Go Anywhere.  
  Borough of Manhattan Community College The City University of New York