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If you enroll as full-time, the Excelsior Scholarship will cover your first term. You will also receive an award for the second term, but it will be on a provisional basis. If you fail to complete 30 credits over a 12 month period, you will retain the award for the first term, but will lose it for the second term making you responsible for satisfying the seond term tution liability. Since you will ne no longer on track to complete your degree on time, you will be ineligible for future Excelsior Scholarship payments.