When you register, you will receive a billing statement that includes total tuition and fee charges. Your bill must be settled by the close of business on the deadline date indicated on your bill or your classes will be canceled. Most students who apply for financial aid well in advance of registration have their financial aid awards automatically printed on their bills.

How Can I Settle My Bill If I Need Financial Aid But Haven't Applied?
The college cannot credit financial aid awards to your tuition bill if you haven't filed your financial aid applications. However, the Bursar may be able to defer some or all of your tuition balance based on an award estimate.

How Can I Get An Award Estimate?
Step 1	File a Free Application for Federal Student Aid (FAFSA) on the Web. Choose the "2011-12 FAFSA" option. Be sure to include BMCC (Federal Code # 002691) as one of your college choices. You and a parent (if required) should use PINs to sign your FAFSA electronically. You will need to have your (and your parents', if required) 2010 income & asset information available.
Step 2	Print a confirmation page. You only get ONE chance to print this page. On this page you will find an estimated Expected Family Contribution (EFC) number.
Step 3	After you register, take your confirmation page to the Bursar's Office bill payment area. The Bursar may be able to defer some or all of your tuition based on your estimated EFC.

What Happens Next?
The federal government will process your FAFSA and will send you a Student Aid Report (SAR) by mail or e-mail within 3-5 days. You may check your application or award status at FAFSA on the Web's Check Status page.

The financial aid office will notify you if there are any problems with your SAR and may request additional information. You must resolve any problems with your application before your award status is finalized and you receive any federal student aid funds.

How Can I Settle My Bill If I Haven't Resolved All The Problems With My SAR?
If your SAR contains an EFC, take it to the Bursar's Office bill payment area. The Bursar may be able to defer some or all of your tuition based on the estimated EFC. You will still need to resolve any problems remaining with your SAR before this estimate becomes official and you receive any funds. [Note: Your SAR must have an EFC printed on it for the Bursar to make a deferral. Not all SARs will have an EFC.]

How Can I Get A Copy Of My SAR?
Log-on to FAFSA on the Web's Check Status page and select "View and Print Your Student Aid Report". You will need your Department of Education PIN to access your SAR information. If you don't know your PIN, retrieve it at: www.pin.ed.gov.

What If I Need A Student Loan?
Visit our Direct Loan Request page and follow the steps outlined there to complete an on-line federal direct loan request.

	When you submit your on-line loan request, you will receive an e-mail confirmation.
	Your request will be processed after we have determined that: 1. You have filed a FAFSA for the current school year; 2. The information you provided on your FAFSA is correct; 3. You have registered for at least 6 credits or the equivalent.
	The Bursar will be notified about your request-in-progress within 3 to 5 business days. When settling your bill, you must mention that you have submitted a direct loan request. Be prepared to show the Bursar your e-mail loan request confirmation. If the e-mail confirmation is the only evidence you have applied for a loan, the Bursar may require you to pay your school fees in order to defer your tuition balance.

What If I Need Another Payment Option?
Sallie-Mae offers an interest-free tuition payment plan for BMCC students. This plan allows you to pay a portion of your tuition now and the rest of your tuition balance in installments. You can enroll online at: www.tuitionpay.com/cuny. Do this before your bill payment due date to insure that your classes will not be cancelled.

During registration, AMS representatives will be on-campus in the designated bill payment area to give you in-person assistance. Learn more about the TuitionPay payment plan at the Bursar's Payment Options page.